Credit Officer x16 Job at SELF Microfinance Fund

Credit Officer x16 Job at SELF Microfinance Fund… See details on how to apply for the opportunities available at SELF Microfinance Fund.

Descriptions;

Responsibilities:

• To undertake awareness-raising and sensitization of wholesale and retail clients
• To conduct area mapping and active marketing campaigns by paying visits to potential customers in order to attract new clients
• To closely liaise with Fund’s borrowers to ensure timely loan repayments
• To conduct credit appraisals for loan applicants and recommend eligible borrowers
• To prepare and present credit appraisal reports to the Branch Manager for review and approval as defined in the Fund’s approval matrix
• To ensure the Branch meets or exceeds the loan targets as agreed upon in the business plan
• To report and assist the Fund’s Legal Officer in litigation matters against borrower clients
• To prepare and present credit applications to the Branch Manager for review and recommendation for approval by the relevant authority
• To prepare and submit loan portfolio management reports to the Branch Manager for review and guidance
• To ensure post-disbursement compliance with approved terms and conditions as well as reviewing expiry of credits, progress of repayment, insurance, and post fact mortgage
• To assist in controlling the recording, deposit, and withdrawal of security documentation
• To be responsible for collateral valuation, monitoring, and reconciliation with the same with original documents
• To ensure compliance with credit approval terms, conditions, and regulatory requirements
• To prepare loan agreements and ensuring that they are complete and accurate according to applicable policies
• To make recommendations about procedural/policy changes; and

Qualifications And Experience:

Holders of Bachelor Degree in one of the following fields: Finance, Banking, Financial Management, Development Finance and Investment Planning, Microfinance, Accounting, Entrepreneurship, Economics, Agricultural Economics, Commerce or Business Administration majoring in either Finance, Banking, Microfinance, Accounting, Entrepreneurship or equivalent qualification from a recognized institution.

How to Apply

Submit your CV and Application on Company Website : Click Here