Credit Analyst – Corporate, Commercial & Institutional Banking Job at Standard Chartered

Credit Analyst – Corporate, Commercial & Institutional Banking Job at Standard Chartered… See details on how to apply for the opportunities available at Standard Chartered.

Descriptions;

Responsibilities:

• Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence
• Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products
• Work with RM in a) obtaining all pre clearances like ER negativity, segmentations, etc b) preparing & presenting work-shopping notes, and c). expediting approvals
• Responsible for end-to-end BCA process including preparing all the tools like Raptor, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
• Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements etc.
• Liaise with GAM credit for limit approval/allocation. Release the trade offering in IMEX under the delegated Authority from the Segment Head, after obtaining the necessary approvals.
• Monitor quality of the portfolio by tracking excess/past dues, strictly complying with ASTAR, EAR processes.
• Ensure timely submission of quality Quarterly Credit Reports.
• Proper maintenance of Credit files and ensuring Audit Ready at any time
• Attend EAR/Portfolio call/ MTM calls along with RMS
• In partnership with the relationship manager, ensure timely identification of account to be put in EAR as per the bank’s policies and guidelines.
• Oversight on CIC/ASTAR process. A proactive approach to identifying EAR accounts – No sudden slippages into GSAM.
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Our Ideal Candidate:

• Degree in Business/Commerce/Economics preferred, however a degree in a science or another related field where analytical skills are gained is acceptable
• ACCA/CPA qualifications are an added advantage

How to Apply

Submit your CV and Application on Company Website : Click Here

Application Deadline: 30th January 2022