NMB Recruitment 2021

• Chief Internal Auditor

• Develops the audit vision that provides timely quality information with absolute integrity to business leaders.
• Sets the strategy for Internal Audit that is in alignment with NMB strategy and priorities.
• Develops and maintains strong relationships and communication with BARCC to ensure its concerns are addressed and expectations met; approves and oversees the reports to BARCC and senior management which address key business risks and control issues within the Bank.
• Develops and maintains strong relationships with NMB leadership, providing guidance and/or consultation in the development of strategies to improve the financial and operational performance of the Bank; acts as an early warning system for business and financial risks; supports business ethics and integrity initiatives.
• Leads the development and implementation of internal audit work plans and programs, managing the audit team in assisting the business to implement controls and mitigate risks
• Performs annual risk assessment during audit planning and develops a risk-based annual audit plan for the approval of the Board Audit Committee
• Works with the business and other units to proactively improve the compliance environment including compliance with regulations and internal policy and procedures
• Stays abreast of the latest developments in ICT that impact the ICT risks in the bank.
• Drafts, review and update Internal Audit policies and manuals for Board’s approval.
• Evaluates the adequacy and effectiveness of internal controls and the operating systems.
• Assesses the reliability of management information utilized in decision-making.
• Provides support in ensuring that audit activities are carried out as per the audit professional guidelines and other applicable guidelines
• Works closely with all internal audit staff to ensure that the audit and review evidence gathered is up to the required professional standards and guidelines.
• Coordinates management actions and responses in respect to audit findings and observations
• Oversees the execution of other tasks or special projects when required by management such as review of system implementations, due diligence reviews and internal investigations.
• Develops and maintains a strong working relationship with external auditors to ensure the effectiveness of service delivery and appropriate resolution of findings/issues identified
• Develops an organizational competency in the audit function by maintaining a high-performing workforce, identifying and integrating the best practices, technologies and resource configuration.
• Leads selection process on external auditor
• Stakeholder management with key regulators
• Achieve annual goals and budget targets by effectively managing resources and stakeholder requirements.

Qualifications;

• A minimum of a bachelor’s degree in Finance or related field gained from a recognized higher learning institution. MBA will be an added advantage.
• Accounting certification (Either CPA, ACCA or equivalent) is required.
• Membership of accounting professional body is required
• Information Systems Auditing Certification (CISA) is preferred.
• Minimum of 10 years relevant audit experience.
• Proven track record of audit or accounting in banking or a leading audit firm.

• Senior Analyst(Client Origination) 

• Provision of direct (specialist/ professional) credit evaluation services at the customer interface and apprise client application timely within short Turn-Around time.
• Identify credit and risk management requirements at the source of the deal negotiation/ business proposal.
• Conduct credit evaluation interviews during deal negotiation to obtain sufficient and appropriate information to evaluate business risk and deal viability, from a credit risk perspective.
• Decline non-viable deals at source, however, works in partnership with Head, Wholesale Client Origination, Relationship Managers and clients to identify alternatives that could bring deals/ proposals within risk acceptable parameters relative to profitability.
• Support other teams in the department to develop high-quality credit solutions to customers and recommend appropriate facilities in line with risk evaluation with the view of obtaining fast credit approval from the credit decision-maker.
• Present and defend own judgment and credit evaluations to clients in a manner which does not negatively affect the business relationship.
• Present and defend credit proposals to CREDCO& BCC to seek their support.

Business Acumen and Market Understanding:

• Identify, quantify and evaluate sources of risk in relation to the profitability of business proposal and financial viability of the corporation as a whole; interrogates information obtained to gain a thorough understanding of business parameters that create profit/ value as well as the associated risks.
• Utilize industry risk analysis available to identify and understand contextual threats to existing and potential clients.
• Evaluate whether proposals meet sound business criteria and counter-party credit risk falls within acceptable parameters and recommends appropriate business credit facilities, including terms or conditions of facilities.
• Prepare credit applications providing sound financial and business justification for deals/ proposals within acceptable risk parameters relative to the profitability.

Client Profitability and Risk Management:

• Proactively and timely processing credit applications for existing facilities ensuring consistent, thorough and timely submission within agreed bank Turn Around Time.
• Detect and evaluate shifts or changes in key parameters in a business relationship or industry and evaluates the implications of such changes on continued business dealings.
• Analyze information received from the client and the client’s performance. Establish reasons for risk exposure in excess of credit facilities; evaluate these in relation to business risk parameters.
• Monitor utilization in excess or arrears of credit facilities and assist Relationship Managers in managing the risk exposure.
• Review the correctness of data and information obtained including financials & ROE calculations before sending to Credit.
• Full compliance to legal and regulatory requirements and internal limits.

Relationship Building & Service Delivery:

• Propose appropriate financials and non-financial covenants at the facility origination and monitor covenants post-credit facility disbursement.
• Monitor and control quality of portfolio using ‘Condition of Sanction’ triggers where possible. Discussing with sanctions deteriorating trends and trigger events if they give cause for concern and advising the Relationship Managers simultaneously.
• Plan and Implement annual credit reviews for the portfolio.
• Monitor daily referrals to ensure that clients’ facilities are managed within the parameters set by credit, exercising discretion regarding account conduct based on a close knowledge and understanding of client activities.

Leadership & Stakeholder Management:

• Coach the relationship managers and the origination team in all aspects of daily work and ensure that the team communication is open and ongoing.
• Ensure that the bank is up to date with the client’s existing business, possible opportunities and risks, personal and business needs and preferences.

Qualifications;

• Bachelor’s degree or its equivalent in Commerce, Accounting or Finance.
• Relevant qualifications including ACCA/CPA and postgraduate qualifications such as an MBA is considered a bonus.
• At least 6 years experience in Banking and/or Financial Services, 5 years being in Credit origination or evaluation.
• Experience in the leading team(s).

How to Apply

• Specialist(Channel Systems Support)

• Cross-check confirm and report the availability of Omni Channel systems and services (systems health-check) everyday morning.
• Monitoring and ensure that utilization of Omni Channel systems resources (processors, memory, disk space & network) are within the acceptable thresholds (<80%), otherwise take necessary upgrade measures in an effective manner without interrupting customer services.
• Preparations of daily, weekly, and monthly performance statistics for the network and data center infrastructure, status reports, and graphical aids for ICT management.
• Ensure that periodic backups/replication of database, application and configurations from live servers to Stand-by & Disaster Recovery (DR) servers are in place.
• 2^nd level incidents & problems management in an effective manner to ensure the highest service availability and shortest time of resolution of incidents.
• Reporting omnichannel systems incidents to internal business stakeholders (Value Added Service, Channels, Reconciliation, Customer Service Delivery / Call Center) as well as respective internal technical stakeholders (Data Center, Power, Network) and tracking issues until final resolution.
• Escalation of incidents and problems to 3^rd level support and interaction with system vendors and 3^rd party business partners to resolve systems and integrations/interfaces incidents.
• Implement continuous improvement/upgrades of all omnichannel systems and integrations to ensure conformance with performance, capacity, security and regulatory requirements.
• Ensure that reconciliation files are generated and made available to respective users, internal and external.
• Ensure that all SMS notifications to customers for all omnichannel transactions are successfully delivered to customers on time.
• Perform Disaster Recovery (DR) test procedures for omnichannel systems between Primary and DR Data Centers, at least once every year.
• Any other tasks as assigned by the Line Manager.

Qualifications;

• Minimum of a bachelor’s degree or its equivalent in Computer Science or related fields from recognized higher learning institutions.
• IT professional certifications in ITIL and Project Management are an added advantage.
• At least 3 years of relevant experience in systems support, incident & problem management, and Omni Channels systems & integrations support.
• Omni Channels banking Systems troubleshooting & support experience.
• Technical interaction with vendors, contractors, and other stakeholders.

How to Apply